ZF conducts on its social media platforms a survey through which we try to get to know you better so as to «cut» the content we deliver exactly to your extent. This time, we wanted to find out what your favorite payment method is. The answer took us to the future and left the card in the wallet, probably another accessory that disappears. Bank card vs. QR code/biometry – is the future «without card»? This is what we wanted to find out in the last poll to which we received 2,833 answers, on all our social media platforms, for which we thank you. «Do you remove the card from the wallet? Or do you already pay with the phone, the clock or even with facial recognition?» From your answers, it turns out that the card also becomes an outdated payment method, because only 25% of you remove it from the wallet. 65% of you say you use your phone or watch for payments, while cash is King for only 10% of you. The answers come in the context in which migration to digital payments is one of the most powerful trends in the trade. The integration of artificial intelligence, diversifying payment methods and attracting consumers from rural areas will be the main factors that will support the increase of online trade and in 2025. Companies in the field rely on massive investments in emerging technologies such as agent, modern payment solutions and the extension of logistical infrastructure in less covered areas. Although the cash remains still dominant in Romania, digital payments continue to grow accelerated, and retailers extend their presence in the rural area, where access to the Internet and courier networks become more and more efficient.
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