♦ The volume of new consumption financing in lei for the first six months of 2025 approached 26 billion lei, after an increase of 11.4%, ie only 2.7 billion lei, compared to the cumulative level of new credits in lei from S1/2024, of 23.3 billion lei ♦ In S1/2024 the cumulative volume of new credits 70%compared to the level of S1/2023 ♦ Tempeting new consumer credits came in the context in which it is observed that the actual average interest (DAE) remained high, over the 10%threshold, in June even, up to 10.3%.
The appetite of the Romanians for the new consumer credits in lei to temperate during the first semester (S1) of 2025, the annual growth rate compared to the same interval from last year being about 11%, up to a cumulative volume of 25.9 billion lei. Comparatively, in S1/2024 the cumulative volume of new consumer loans in lei with a speed of 70% compared to S1/2023, every month last year, records after records are exceeded, in the context in which the interest has decreased then, and the revenues were upright. The governor of BNR Mugur Isarescu also discussed the presentation of the quarterly report on the inflation of August, the braking of the dynamics of the consumption demand, in combination with the significant deterioration of consumers' confidence and slowing the increase of wages and resources borrowed.
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