Raiffeisen buys Garanti BBVA Romania. Estimated price: 591 million euros. What are the consequences? With the acquisition of Garanti, Raiffeisen is approaching the podium of the banking top. Garanti is leaving Romania after about three decades

Foto del autor

By TP


♦ After the acquisition of Garanti, Raiffeisen's assets can, mathematically, exceed 100 billion lei, with a market share of around 11%, the bank going to fight even for the 3rd place in the top, with UniCredit and CEC Bank ♦ Closing of the transaction: in Q4/2026 l Integration: ready in S2/2027 ♦ In 2025, Raiffeisen occupies the 6th place in the top by assets, with a 9.25% share of the market, and Garanti climbed into the top 10.

Raiffeisen Bank has reached an agreement for the acquisition of 100% of the shares of the Garanti BBVA Romania group (Garanti Bank and the Motoractive IFN leasing division) from the subsidiaries of Banco Bilbao Vizcaya Argentaria (BBVA), for a price of 591 million euros. Thus, Raiffeisen returns strongly in the fight for market share through the acquisition of Garanti, a transaction that brings it closer to the top Romanian banking podium. And Garanti is leaving Romania after about three decades. ZF has been announcing since the beginning of March that Raiffeisen is in pole position. Romania is becoming increasingly important for Austrians, being seen as «one of the most attractive banking markets in Central and Eastern Europe», «a key market for the Raiffeisen group», «a country we know very well», as the leaders of the Austrian Raiffeisen group, the parent bank of Raiffeisen Bank Romania, claim. With the acquisition of Garanti, Raiffeisen's assets can exceed 100 billion lei, heading, mathematically, towards 110 billion lei, and the market share would exceed 11%, figures that would help the Romanian bank with Austrian capital to surpass BRD and fight for 4th or even 3rd place in the Romanian banking top, with UniCredit and CEC Bank. At the end of 2025, the assets of Raiffeisen Bank Romania reached 88.6 billion lei, an increase of 8% compared to 2024, according to official information, the market share exceeding 9.25%.


For other news, analyses, articles and business information in real time, follow NV on WhatsApp Channels