♦ Insurers, despite the ceiling of the last two years in the RCA insurance area, have registered increases in the volume of gross subscribed bonuses, the combined damage rate has dropped below 100%, meaning that the segment became profitable, even if to a small extent, while, with small adjustments on certain segments, the price of the policies was not the same, for the same segments, The premiums at the level of February 2023 ♦ Now, with the lifting of the ceiling form, the price of the RCA policies could increase by at least 5% of the broker commission, which was also capped, by at least 10% at the level of the whole country, this being an adjustment with inflation, and punctual in Bucharest-Ilfov the increases will be by 15%, because of the frequency, the frequency, Safety Broker, for ZF ♦ ASF says there are no reasons for a general growth of high values.
After two years in which the prices of RCA policies worked under the umbrella of a form of ceiling will disappear. This ceiling was actually a freezing of the tariffs practiced by insurers at the level of February 2023, and from now on we will see what will be the new reality in the RCA Square. Until now, price increases, even under the effect of the ceiling form, were based on either the segment to the other of the clients by the insurers, or the bonus-malus mechanim, as explained by Sorin Mititelu, vice-president of ASF responsible for the insurance area, for ZF. He said that there would be no reasons for a generalized increase in tariffs. «If we look at the report on T1/2025, the technical results on class A10 (RCA) show a balance between the revenues they receive and the expenses they have with this product. So, at the market level it is a situation that we could consider normal. Regarding the general aggregate result, argumentation that will be used to change the entire RCA, Entering after the introduction of this ceiling mechanism and they operated decent, «said Sorin Mititelu.
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