♦ The banking system, the main financier of the Romanian economy, obtained in S1/2025 a profit of 7.4 billion lei, comparable to the one from S1/2024 ♦ During 2024 the winning margins on the retail were predominantly around 3 percentage points (PP), decreased to the end of the year. 10 years ♦ The maximum of the margin of winning of the banks, over 7.5 pp, was in the autumn of 2009, when the banks received an average interest on loans of 17-19%, while the interest on warehouses was about 10-15%.
The winning margins of banks in Romania on retail – that is the differences between the active interest in the new population credits and the passive interest on new retail deposits – have oscillated in the first seven months between 2.26 percentage points (PP) and 2.9 percentage points, being slightly lower than in the same period, as in the same period, It appears from the NBR data. The bankers were not very happy with the interest paid for the savings kept by Romanians in banks. The average interest at the new population deposits in lei stayed almost 5% in the first seven months this year, only in May, June and July exceeding this level. On the other hand, the average interest on new retail loans in lei was predominantly between 7.3% and 7.7%, the decreases coming in the spring months.
For other news, analyzes, articles and information from real -time business follows the financial newspaper on WhatsApp Channels