♦ For the first time in recent years, the balance of financing granted for the construction area at the end of February 2025 compared to February 2024 shows a decrease of 12% ♦ at the opposite pole, the public administration area, the financial intermediation and insurance activities, but also the service area marked 28%, 18%, respectively 16% of the balances in the same period.
The banks have changed their credit speeds slightly on the main credited sectors, and the first two months of 2025 come with different balances compared to the usual trend of recent years. The construction area was noted for a decreasing financing balance, while other sectors such as the public administration, the financial intermediation and insurance activities, as well as the service area, caught an increase in a total increase of the financing balance at the end of February 2025, compared to February 2024, according to the NBR data analyzed by ZF. In the case of the construction sector, the balance of financing granted by banks reached the end of February 2025 at 46.3 billion lei, decreasing by 12% compared to the end of February 2024, marking the first decrease in recent years. Analyzing the trend of the balance for the construction area, last year the level exceeded 50 billion lei, and the annual growth rate was two digits. At the same time, there is also a consistent decrease in the share of the financing balance in the construction area in the total financing granted by banks. At the end of February 2025, the weight of the construction balance reached 6.5%, compared to 8.2% in February 2024.
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