Why your banker hates this number: $310 billion in stablecoin

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By TP

Do you find the market gloomy? You're not looking in the right place. The total capitalization of stablecoins reached a new historic high this week, surpassing the dizzying mark of $310 billion. This figure shatters the previous record which only dated from December.

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What this figure reveals about Wall Street

This record of 310 billion dollars is not the result of chance, nor of private speculation. As we recently revealed in our columns, 59 new major stablecoins were launched in 2025. The giants of Wall Street, from Fidelity to JP Morgan, have stopped observing the blockchain to make it their new infrastructure.

The message is clear: Institutional investors are not preparing the future of Bitcoin, they are preparing the replacement for the dollar.

The paradox of the particular

Take the test around you: how many individual investors have stablecoins in their portfolio? The answer is often close to zero. The general public ignores this sector because it is “not growing”. This is the most costly mistake of this cycle. By ignoring stablecoins, you are turning your back on the sector which currently focuses 100% of the attention of “Smart Money”. But if banks are so interested in it, it is for a very specific reason: the yield.

Don't let banks digitize their margins

Giants like Western Union or Tether want you to use their stablecoins for free, while they put the equivalent money in US Treasury bills to pocket 5%. At Club 25%we firmly believe that this return belongs to you.

Decentralized Finance (DeFi) has become mature enough to allow you to cut out the banking middleman. By using these same secure stablecoins, you can directly capture transaction fees generated by the blockchain.

No price risk: 1 stablecoin = 1 dollar.

A “Good Father” strategy: no trading, no stress.

A clear objective: 15 to 25% annual return, for monitoring of one hour per month. Decentralized Finance is coming of age at 310 billion. Is your investment strategy keeping up?

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